Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Leveraging Whole Life to Pass on Wealth Using whole life to transfer wealth when it comes to paying estate taxes The Business Cycle How will you weather the ups and downs of the business cycle? Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them.